Sigma Money
Apple iOS / iPhone App
Requires iOS 14.3 or later
Category
Finance
Language Localisations
English: US, UK
Region Localisations
All (currency and date display with appropriate input processing)
Price
Free
In-App Purchases
'Sigma Money Standard' - Unlocks limits of the free version.
Description
Sigma Money helps you to understand how regular income and expenses affect your finances over the course of time.
The cost of maintaining a home will typically entail a monthly set of bills which you pay automatically to your service providers. How much do all these bills cost you altogether each month? What about the accumulated cost of all those bills over the entire year?
What about all the smaller things you often spend on during a week such as coffee, lunch and parking etc? These things may have a low individual cost but when you add it up over time it can be quite a surprise to find out how much we are truly spending on everything!
Sigma Money can help you see the real cost of all your expenses by calculating these values for you and summarising them for a particular day, week, month or year.
If you also provide data for your various sources of income, Sigma Money can then also calculate what the difference is between income and expense for a particular day, week month or year. This information can help you see if you have a positive or negative overall cash flow.
Sigma Money runs entirely on your device and does not require or currently support any external connection to a banking service. All financial data, once manually entered by the user into the app, is only saved to your device for your own personal use.
Features
User Profiles
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Create, edit or delete one or more user profiles.
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Each user profile keeps a separate portfolio of accounts and payments.
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Manage your own finances in your own profile.
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Perhaps help a family member or friend with their finances by creating a separate profile.
Financial Accounts
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Create, edit or delete accounts as part of a portfolio within a user profile.
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Each account can represent a different type of financial account such as current accounts, savings or investments etc.
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Optionally store bank account, branch contact details and phone numbers for convenient access.
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View all accounts for a portfolio in a scrollable summary list.
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Choose how much detail you want to see in the account summary list.
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See calculations of income, expense and net income over a specified time period (day/week/month/year) for each account and as totals from all accounts.
Payments
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Create, edit or delete income or expense payments for an account.
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Define a recurring schedule, type, category, notes and other information for each payment.
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View all payments for an account in a scrollable summary list.
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Group and sort payments.
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Filter payments on income, expense or value ranges.
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Choose how much detail you want to see in the payment summary list.
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See calculations of income, expense and net income over a specified time period (day/week/month/year) for each payment and as totals from all payments.
General
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Support for Light or Dark theme, according to your device’s current Appearance settings.
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Support for Dynamic Type font size changes in your device’s Accessibility settings.
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Support for currency and date values to be displayed according to your device’s Region (locale) settings.
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Customise the default payment types and categories by changing the description or icon color.
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Create new payment types and categories to classify your payments.
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Comes with a pre-populated ‘Example User’ profile to help you get started quickly.
Free Version Limitations
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Limited to 2 user profiles.
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Limited to 2 financial accounts per user profile.
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Limited to 15 payments per financial account
All limitations can be removed with the In-App Purchase options.
Policies
Privacy Policy
The full terms of our privacy policy are hosted online via www.termsfeed.com
Please click the following link to view the Privacy Policy for Sigma Money.
(Link will open in a new tab)
Background
For many years I've managed our home finances with various spreadsheets but it's not always a straight forward thing to do. Sometimes you want to see the data in a way that requires just a little too much in the way of reading help pages to figure things out, let alone actually get it to work!
It started me thinking about designing and developing some software to do exactly what I needed. After all - as a programmer - I felt it would be easier to express exactly what I wanted to do using code rather than fight with a spreadsheet. Assuming there must be other people out there having a similar need I thought I'd have a go at developing a mobile app.
Back in early 2011 I started developing a small finance app called Home Expenses for Windows Phone 7 (WP7) that did some of the things I thought would be helpful. I was already familiar with C# and WPF so the transition to C# with Silverlight for WP7 wasn't too jarring at all. After many months of hard work in my evenings and weekends I finally got the app finished and published to the Windows Phone Market place in early 2012. Yay, my first mobile app!
Unfortunately, a short time after I got my app published, Microsoft announced they would be discontinuing support for Windows Phone 7. They were also not going to support Silverlight on the new Windows Phone 8 (WP8) devices that were to come. It wasn't an outcome you wanted to hear. It would mean having to re-design and rewrite my entire app for the new platform, something I just didn't have the time or energy for again. I also didn't want to buy a new WP8 device as having had some experience with the Apple iPhone by then I much preferred the latter. I shelved any further mobile app development after that experience.
By around 2018 I had been putting a lot of thought into how to start working independently. I wanted to be based at home and not have to spend my days in an office somewhere, so I started to look into Apple iPhone App development for the first time. Beginning a new life as an indie developer really appealed to me, so I started reading the developer documents as well as reading or watching a lot of tutorials.
In 2019 I handed in my notice to my employer. After leaving my job and relocating to a more rural location in North Yorkshire, I was then free to get down to work on my first iPhone App and so Sigma Money was born.